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What New Jersey Car Insurance Discounts are Available?

It varies per company but most likely you will find a few of the following: Safe Driver Discount If you meet certain qualifications - such as no accidents, violations or major comprehensive claims in your household - you could benefit from our safe driver discount. Continuous Insurance Discount Customers who ...

Rental Car coverage in New Jersey

Whether to purchase the rental car coverage offered by the rental agent is a question we get often.  Often these insurance waiver costs are also very costly when renting a car on vacation or to replace a car in the auto body shop. Your first decision would be whether ...

Coverages that every New Jersey business must have.

Recent studies have shown that many New Jersey businesses don't have the proper coverages to be completely safe and have adequate protection. Here at Karabulut and Co Insurance Agency, we can evaluate your risk and provide you with a complete package to insure your business. Some of the protections that ...

How Will An Accident Affect My Auto Insurance Rates?

If you have recently been in an auto accident in New Jersey,  you are likely dealing with considerable stress, but worrying about whether your car insurance rates will increase as a result shouldn't be your priority when making a claim.  Here are some facts about how accidents affect ...

How to save on New Jersey General Liability Insurance

Every New Jersey business owner needs to have a comprehensive general liability insurance package.  This type of policy will cover any damage, injury or loss that your business may incur. Some tips on saving on your NJ general liability policy include: Coverages - only obtain the coverage that your ...

Personal Auto vs. Commercial in New Jersey

Knowing the difference in your New Jersey auto coverages, between personal and commercial, is essential especially for the small business owner like handyman or caterer.  Most likely your personal auto insurance won't cover accidents related to your work activities. Commercial auto insurance policies cover the increased liability that comes ...

Things to Lower Your Car Insurance Rates in New Jersey

Whether you just purchased a car in New Jersey or are check your auto insurance rates, there are options you may want to consider if you'd like to lower your premiums. Discounts - ask us if there are any available discounts that you may be eligible for to take advantage ...

What is Covered Under Your Commercial Auto Policy?

The vehicles purchased to be used in the business may be your most important investment.  Purchasing the right insurance policy for these vehicle is essential.  Commercial Auto Insurance in New Jersey is similar to a Personal Auto policy.  Each will cover Bodily Injury, Liability, Property Damage, Medical ...

Business Insurance in New Jersey

At Karabulut and Co Insurance Agency LLC, we can provide the necessary options you may need for your New Jersey business insurance needs.  Sometimes your basic business liability insurance plan may not cover all the exact needs that your business may have. Most all businesses have in place workers ...

Flood Damage vs. Water Damage

With all the current flood damage occurring across the county, many homeowners are asking if this flood damage is covered under my insurance.  The answer depends on what type of insurance policy your have and how the water entered your house. Essentially there are 2 different types of insurance that ...

Understanding your New Jersey Insurance Policy

Most New Jersey insurance policies have similar sections and understanding your policy will help ensure you have the right coverage in place in case of a claim or loss to your family or business. Usually the first part of any insurance policy is the Declaration Page.  This part outlines ...

What to do after an accident in New Jersey

You now have insurance, but do you know what to do in case of an accident in New Jersey? Obviously, no one wants to be in an accident and being prepared is the 1st step.  In the event of an accident, it's best to have all your documents and ...